Get free, no obligation quotes from multiple providers

MN Choice Insurance


Although we try diligently to avoid Burnsville auto accidents by driving defensively and know that it is much better not to get involved in an accident at all, you may be wondering, what exactly should I do if I'm ever involved in a car accident in Burnsville? Well, in this brief article, we will discuss the top 10 things that you should do if you're ever involved in a car accident in Burnsville. So, sit back, relax and get ready to learn! 

1. Remain calm and stay put. First and foremost, remain calm and don't keep going. Although you may be feeling tense, excited, upset or all three emotions, the absolute worse thing that you can do is flee. Yes, it might feel tempting to drive away but fleeing from the scene of the incident is never a good idea and may bring harsh penalties. Instead, you should remain where you are, stay calm and by all means, DO NOT FREAK OUT. By maintaining a calm and focused demeanor, you'll remain in control and will be able to provide key information. 

2. Don't admit fault. Even if you believe that the accident was your fault, you should never, ever admit fault to anyone other than yourBurnsville insurance agent or your lawyer. Never discuss your feelings with the other involved party and never agree to pay for any damages. Instead, don't discuss it at all and remember that anything you say can and will most likely be utilized against you. Many people wrongly admit fault because they get so caught up in the emotions of being in an accident that they blurt out fault without thinking or evaluating the facts. They get caught up in the moment and don't have time to process the incident. As a result, they end up making an untrue statement based off emotions that adversely affects their case. Instead, they should take some time to evaluate the facts, discuss the issue with theirBurnsville insurance agency representative and/or attorney, and then make a fault based determination. 

3. Move out of the way. If your car is located in a high traffic area in Burnsville, you should move out of the loop of upcoming traffic. By moving your car, you may be able to avoid another accident. The only exception to this is if your car is so badly damaged that it can't be moved. If that is the case, simply leave it where it is until you have assistance.

4. Check out your passengers. Check to see if anyone needs medical attention. If they do, seek medical assistance immediately by calling 911. Explain the situation and give the exact location in Burnsville of the accident. Act quickly and calmly because you have no time to waste. Time is of the essence in getting the required care for the injured person(s). If you're trained in first aid then implement medical procedures. Just remember to never move someone who is badly hurt (unless you believe that moving them might prevent further injuries).

5. Warn other motorists. Warn other Burnsville motorists that the accident has occurred. This can be accomplished by placing emergency flares on the road or turning on your car's hazard lights. Another option is to lift the hood to the car's engine. This will signal to other Burnsville motorist to steer clear of your car and the accident site. 

6. Report the accident. Contact the Burnsville police immediately to report the accident. When you reach them, remain calm and speak clearly. Tell them exactly where you're located in Burnsville so that they can find you. They'll likely inform you whether they'll be sending a Burnsville police officer or whether you'll be required to meet them at the station to file a police report. 

7. Contact your insurance company. After you contact the Burnsville police, contact yourBurnsville insurance agency or company to report the claim. ManyMinnesota car insurance policies require this step to approve of your claim and may deny it if you don't call in a timely manner. When you talk to yourMinnesota auto insurance company claim representative, be prepared to give them detailed information about the accident. 

8. Exchange vital information. Exchange vital information with the other Burnsville driver. Make sure that you obtain their name, address, phone number, date of birth, driver's license numbers of all drivers and witnesses,MN car insurance company information and policy numbers. If possible, get thelocal Burnsville insurance agent’s name and phone number as well. Also jot down the make of their car, year, model, V.I.N. number, license plate and sticker expiration date. Lastly, write down any names and addresses of all witnesses and the name and badge number of any Burnsville police officers. 

9. Draw a detailed diagram. Draw a detailed diagram of the accident which includes a picture of both cars before, during, and after the accident. In addition, if you notice any skid marks, lights, stop signs, etc., make sure that you include them as well. Lastly, if you have a camera or picture phone, make sure that you take photographs because these may be used as evidence. 

10. Fill out a police report. Next, take your time when filling out the Burnsville police report. Be as accurate and truthful as you can and provide the Burnsville police with all requested information. Write clearly and be as detailed as you possibly can.

In conclusion, no one wants to be involved in a car accident in Burnsville. However, if you are involved in one, you don't have to panic. Instead, you should remain calm and don't drive away. Stay put, don't admit fault, move away from incoming traffic, evaluate your passengers, and warn other motorists, report the accident, contact yourBurnsville insurance agency and/orMinnesota car insurance company, exchange vital information, draw a detailed diagram, and fill out a Burnsville police report. By doing this, you'll improve upon a very difficult situation and provide invaluable aid when it is needed the most.

Learning Center